![]() ![]() ![]() SelectQuote does not sell Life Insurance in South Dakota. Licensed name varies by state: SelectQuote Insurance Services, SelectQuote Insurance Agency. Privacy Policy | Legal | Disclosures | Accessibility Typically your policy will be “guaranteed level,” meaning your monthly premium amount never changes. Fixed Premiums – Term life insurance policies remain active for the length of that period as long as you’re paying your premiums.You can often get a discount for paying annually vs. Flexible Payment Options – With term life insurance, you have the option to pay a monthly, quarterly, semi-annual or annual premium for the length of your policy.Tax-free – If you pass away, your beneficiaries will receive the benefit for the full amount of your life insurance policy, and in most cases, these proceeds are tax-free.Pre-existing Condition-friendly – At SelectQuote, we work with trusted insurance companies that have historically found coverage for customers having trouble finding life insurance elsewhere.Plus, the younger and healthier you are, the greater your chances of a lower rate ![]() Most Affordable – Because term life insurance doesn’t build a cash value and only covers a specific period of time, it’s often less expensive than whole life insurance.Some of the most common term lengths range between 10 and 30 years. Multiple Term Lengths – As the name suggests, term life insurance is available in a number of term length options, meaning you only have to have it for as long as you need it.There are several benefits of term life insurance: ![]()
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